Our Charges

THE INSURANCE SHOP LTD

We, The Insurance Shop Ltd t/a The Insurance Shop are General Insurance Brokers and act as intermediary between you, the consumer, and the product provider with whom we place your business.

The background

Pursuant to provision 4.58A of the Central Bank of Ireland's September 2019 Addendum to the Consumer Protection Code, all intermediaries, must make available in their public offices, or on their website if they have one, a summary of the details of all arrangements for any fee, commission, other reward or remuneration provided to the intermediary which it has agreed with its product producers.

What is commission?

For the purpose of this document, commission is the payment earned by the intermediary for work undertaken on behalf of both the provider and the consumer. The amount of commission is generally directly related to the quantity or value of the products sold.

There are different types of commission models:

Single commission model:

Where payment is made to the intermediary shortly after the sale is completed and is based on a percentage of the premium paid/amount invested/amount borrowed.

Trail/Renewal commission model:

Further payments at intervals are paid throughout the life span of the product.

Indemnity commission

Indemnity commission is the term used to describe a commission payment made before the commission is deemed to be 'earned'. Indemnity commission may be subject to a clawback (see below) if the consumer lapses or cancels the product before the commission is deemed to be earned.

Other forms of indemnity commission are advances of commission for future sales granted to intermediaries in order to assist with set up costs or business development.

General insurance products

General insurance products, such as motor, home, travel, health, retail or liability insurance, are typically subject to a single or standard commission model, based on the amount of premium charged for the insurance product.

Profit Share arrangements

In some cases, the intermediary may be a party to a profit-share arrangement with a product provider and will earn additional commission. Any business arranged with these product providers on a client's behalf will be placed with the product provider because that product provider is at the time of placement, the most suitable to meet the client's requirements, taking all the client's relevant information, demands and needs into account.

Clawback

Clawback is an obligation on the intermediary to repay unearned commission. Commission can be paid directly after a contract is concluded but is not deemed to be 'earned' until after a specified period of time. If the consumer cancels or withdraws from the financial product within the specified time, the intermediary must return commission to the product producer.

Fees

The firm may also be remunerated by fee by the product producer such as policy fee, admin fee, or in the case of investment firms, advisory fees. Include arrangements etc.

Please Note

The enclosed commission guidance section gives indicative values across every product provider and every product advised whereby a commission or fee is received within our business. This is the maximum our Brokerage will take and is subject to change, in certain cases our Brokerage may take a different remuneration than the enclosed percentages/amounts. This will be disclosed to each client as per the Central Bank Consumer Protection Code regulations, on a client by client basis.

Other Fees, Administrative Costs/ Non-Monetary Benefits

The firm may also be in receipt of non-monetary benefits such as:
  • Attendance at product provider seminars
  • Assistance with Advertising/Branding
Further detail on the providers we work with, the products we sell and the maximum commissions available to us are outlined below.

ACCIDENT & GENERAL LTD

Product

Commission

Travel

20%

AIG EUROPE S.A

Travel Insurance

Product

Commission %

PA/Travel

20%

Travel

25%

Professional Indemnity
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

PI

18%

PI Rapidcover

25%

Professional Indemnity

15%

Personal Accident Insurance

Product

Commission %

Personal Accident

20%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Cyber Liability

20%

D&O, Crime, PTL, EPL, Entity

18%

D&O, Crime, PTL, EPL, Entity Rapidcover (Bus Guard)

20%

Directors and Officers

20%

EL

6%

Employers Liability

6%

Environmental Liability

18%

Excess Liability

10%

PL

10%

PL Rapidcover

20%

Products Liability

10%

Public Liability

10%

Commercial

Product

Commission %

Com Comb Rapidcover

20%

Commercial Combined

25%

Excess Rapidcover

25%

Loss of Profits

12%

Multi Risk

5%

Office Rapidcover

20%

Prop Own Rapidcover

20%

Shop

15%

Shops Rapidcover

20%

Theft

15%

Products Liability

10%

Public Liability

10%

AIKEN INSURANCES LTD

Professional Indemnity
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

10%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Liability & Excess Liability

15%

Property Owners

10%

Other

15%

Commercial

Product

Commission %

Commercial combined/Unoccupied Properties/Marine

15%

Motor (Incl Fleet/Trade etc.)

5%

Tour Operators

15%

Personal Lines

15%

ALLIANZ PLC

Personal Motor
Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Motor Contingency

15%

Multi Vehicle

5%

OGR Motor - Own Goods

5%

Private Car

5%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

CGL Cargo Liability

19%

Employers Liability

5%

Public Liability

8%

Products Liability

10%

Contractors All Risks

10%

Sports Liability

12%

Transit Liability

18%

Home and Contents Insurance
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Accidental Damage

10%

Fire/Perils

15%

Holiday Home

15%

Household

15%

Commercial

Product

Commission %

Agricultural Vehicle

5%

Apartment Block

18%

BMR Business - Commercial Motor

5%

Business Interuption

15%

CGD Cargo Goods

19%

CPR Commercial Construction

6%

Combined Traders

15%

Commercial Combined

15%

Commercial Vehicle

5%

Fleet Insurance

5%

Hull Insurance

15%

MFR Motor - Fleet

5%

MTR Motor - Road Risks

5%

Motor Traders

5%

POP Property Owner

15%

PRP Combined Property

15%

Property Damage

10%

RTM Retail

15%

SFR Motor - Small Fleet

5%

Shop

15%

Shopkeepers

15%

AON INSURANCE MARKETS LTD

Professional Indemnity
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

10%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Combined Liability

10%

Directors & Officers Liability - Golf Travelers Insurance

10%

Directors and Officers Liability Travelers Insurance

10%

Employers Liability Irish Public Bodies Mutual

8%

Excess Liability

10%

Professional Indemnity Insurance Chubb

10%

Property Owners Liability

15%

Public Liability Irish Public Bodies Mutual

8%

Combined Directors & Officers and Employment Practices Liability Travelers Insurance

12%

Engineering RSA

10%

Environmental Impairment Liability (EIL) AIG

8%

Event Insurance Hiscox

10%

Excess Liability

10%

Excess Liability Insurance

10%

Excess Public/Products Liability Allianz

12%

Fine Art Insurance Axa

5%

Golfers Combined Package Travelers Insurance

10%

Group Travel AIG

13%

Household Insurance

12%

Property Owners

15%

Rugby Clubs : Commercial Combined Package Aviva

15%

Stud & Stable Insurance Package Aviva

8%

Tennis Commercial Combined Package Ecclesiastical Insurance Office plc

12.50%

AQUABROKER LTD

Commercial

Product

Commission %

Marine

8%

ARACHAS

Professional Indemnity
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

13%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Construction Liability

10%

Commercial

Product

Commission %

Combined Traders

15%

Petrol Stations

8%

Property Owners

15%

Schools

10%

ARB UNDERWRITING LTD

Travel Insurance

Product

Commission %

Travel

20%

Personal Motor
Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Private Car

5%

Road risk

5%

vehicle

5%

Personal Accident Insurance

Product

Commission %

Personal Accident

20%

Commercial

Product

Commission %

AIG apartment blocks

13%

Commercial Combined

15%

Commercial Vehicle

8%

Hackney

5%

Motor Trade

10%

Property Owners

10%

Shopkeepers

15%

Taxi

15%

ARTHUR J GALLAGHER LTD (OAMPS)

Product

Commission %

Commercial Combined

15%

Motor

5%

Marine

10%

AVIVA INSURANCE LTD

Personal Motor
Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Caravan

15%

Fleet Insurance

5%

Motor Contingency

15%

Motor Cycle

5%

Multi Vehicle

5%

Private Car

5%

Personal Accident Insurance

Product

Commission %

Personal Accident

20%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Combined Liability

9%

Combined Liability

10%

Employers Liability

6%

Products Liability

10%

Public Liability

10%

Home and Contents Insurance
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Household

15%

Property Damage

10%

Property Owners

10%

Commercial

Product

Commission %

All Risks

15%

Commercial Combined

15%

Commercial Vehicle

8%

Farmers Combined

15%

Fire/Perils

15%

Motor Traders

5%

Office Combined

15%

Packages

16% -21%

Shop

15%

Shopkeepers

15%

Surgery Insurance

15%

Traders Combined

15%

AXA INSURANCE DAC

Travel Insurance

Product

Commission %

Travel

25%

Personal Motor
Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Car

5%

Caravan

15%

Fleet Insurance

10%

Motor

5%

Motor Contingency

15%

Multi Vehicle

5%

Private Car

5%

Van

5%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Employers Liability

6%

Liability

15%

Liability

15%

Products Liability

10%

Public Liability

10%

Sports Liability

12%

Transit Liability

12%

Home and Contents Insurance
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Holiday Home

20%

House

20%

Household

25%

Household

20%

Property Damage

10%

Property Owners

10%

Commercial

Product

Commission %

Apartment Block Insurance

10%

Commercial Combined

20%

Commercial Vehicle

5%

Commercial Vehicle

8%

Farm

18%

Fire/Perils

12%

Glass

15%

Guest House

10%

Hackney

5%

Hackney

15%

Motor Traders

5%

Multi Risk

5%

Office Combined

15%

Shop/Office/Surgery

20%

Shopkeepers

15%

Shopkeepers

20%

Tractor/Agri

5%

BENCHMARK UNDERWRITING LTD.

Home and Contents Insurance
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Holiday Home

15%

Household

15%

Household

15%

Property Owners

20%

Commercial

Product

Commission %

Commercial Combined

20%

Office/Shop

15%

Traders Combined

15%

BLUE INSURANCES LTD

Travel Insurance

Product

Commission %

Travel

15%

Travel - White Label

20%

Travel - Wholesale

20%

Personal Motor
Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Car Hire Excess

20%

Motor Breakdown

20%

Commercial

Product

Commission %

Wedding Insurance

20%

CHUBB INSURANCE COMPANY OF EUROPE S.A.

Travel Insurance

Product

Commission %

PA/Travel Policy

20%

Professional Indemnity
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity Policy

20%

Personal Motor
Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Motor Damage

15%

Liability
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Employers Liability

10%

Employment Practice Liability

20%

Excess PL Policy

15%

PL Policy

10%

Pension Trustee Liab/Film Policy

25%

Home and Contents Insurance
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Household

20%

Prop Owners Policy

15%

Commercial

Product

Commission %

Commercial Combined

15%

Commercial Package Policy

15%

Multi Risk

5%

CIRCLES GROUP plc

Product

Commission

Film Production 20%

20%

Event Insurance

20%

Errors & Omissions

20%

Cover Centre Insurance Ltd.

Home and Contents Insurance
Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

HOUSEHOLD

15%

Homeshield Rental

15%

Kidd Holiday Home

10%

Kidd Homeworker

15%

Kidd Mobile Home Fixed Site

10%

Kidd Touring Caravan

10%

Commercial

Product

Commission %

Apartment Landlord

15%

Apartment Owner Occupied

15%

Kidd Non-standard Construction

10%

Kidd Unoccupied

10%

Kiddsure Select

15%

Light Commercial Vehicle

10%

DAS LEGAL EXPENSES INSURANCE LTD

Commercial

Product

Commission %

Legal Expenses

15%

DAVID CODLING & ASSOCIATES LTD

Product

Commission %

Jewelers Block 10%

15%

DOLMEN INSURANCE BROKERS LTD

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Professional Indemnity

10%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Dolmen SI (Sums Insured) Home

15%

Dolmen SI (Sums Insured) Residential

15%

Holiday Home

15%

Household

15%

Commercial

Product

Commission %

Contractors All Risks

13%

Directors & Officers

20%

Event Insurance

10%

Land Liability

15%

Property Owners

15%

Property Works

13%

ECCLESIASTICAL INSURANCE OFFICE plc.

Travel Insurance

Product

Commission %

Travel

25%

Professional Indemnity
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

15%

Personal Motor
Typically for this product only an annualized commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Caravan

15%

Motor Contingency

15%

Private Car

5%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Employers Liability

6%

Products Liability

10%

Sports Liability

12%

Transit Liability

12%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Household

15%

Property Damage

10%

Property Owners

15%

Commercial

Product

Commission %

Apartment Block Insurance

10%

Commercial Combined

15%

Fire/Perils

12%

Fire/Perils

15%

Glass

15%

Multi Risk

5%

Office Combined

15%

Shop

15%

Shopkeepers

15%

FINGAL INSURANCES LTD

Product

Commission %

Property Owners

10%

Apartment Block

10%

Vacant Buildings

10%

Special Types Insurance

5%

Contractors All Risks Insurance

10%

Self Build Insurance

10%

Public House Insurance

10%

Private Client Home Insurance

10%

Private Client Car Insurance

5%

Marine, Goods in Transit, Carriers Liability

10%

Small Craft Insurance

5%

Tree Surgeons/ Forestry Liability

10%

ADFT Forestry equipment

10%

Landscapers Liability

10%

Professional Indemnity

10%

FIRST IRELAND RISK MANAGEMENT LTD

Product

Commission %

Motor

5%

HSB HAUGHTON (IRELAND) LTD

Product

Commission %

Engineering

5%

KENNCO UNDERWRITING LTD

Travel Insurance

Product

Commission %

Travel

15%

Personal Motor
Typically for this product only an annualized commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Motor Trade Policies

15%

Private Car

8%

Private Motor Choice

5%

Private Motor Unique

5%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Combined Liability

15%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Home - Choice

15%

Home - Rental

15%

Home - Unique

15%

Household Policies

15%

Property Owners

15%

Commercial

Product

Commission %

Commercial Combined

15%

Commercial Motor Choice

5%

Commercial Policies

15%

Commercial Vehicle

8%

Hackney

8%

Motor Trade Policies

10%

NICHOLAS MOLLOY INSURANCES LTD

Product

Commission %

Bloodstock

15%

NORMAN THOMPSON INSURANCES LTD

Commercial

Product

Commission %

Combined Traders – Funeral Directors

15%

Combined Traders – Hair and Beauty Salons

15%

O’DRISCOLL O’NEILL DAC

Commercial

Product

Commission %

Commercial Combined

10-15%

Travel/PA

10-15%

Property Owners

15%

Classic Car

0%

Soccer PA

0%

Legal Protection – ARC

15%

OPTIS INSURANCE LTD.

Professional Indemnity
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Commercial Combined

10-15%

Travel/PA

10-15%

Property Owners

15%

Classic Car

0%

Soccer PA

0%

Legal Protection – ARC

15%

Personal Motor
Typically for this product only an annualized commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

CAR

15%

Personal Accident Insurance

Product

Commission %

Personal Accident

15%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Combined Liability

15%

ELPL

15%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
Commercial

Product

Commission %

Property Owner

18%

Self Build

15%

PEN UNDERWRITING

Commercial

Product

Commission %

Commercial Combined

15%

Office

15%

Pub/Restaurant

15%

Real Estate

18%

Shop

15%

Shopkeepers

15%

PRESTIGE UNDERWRITING SERVICES LTD

Product

Commission %

Commercial

20%

RSA INSURANCE IRELAND DAC

Travel Insurance

Product

Commission %

Property

15%

Professional Indemnity
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Personal Accident/Travel

20%

Travel

30%

Personal Motor
Typically for this product only an annualized commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

15%

Personal Accident Insurance

Product

Commission %

Caravan

15%

Fleet Insurance

10%

Limited Mileage

5%

Motor

5%

Motor Damage

10%

Multi Vehicle

5%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Personal Accident

20%

Personal Accident

15%

Sports Person Accident

25%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).
Commercial

Product

Commission %

Carriers Liability

20%

Combined Liability

10%

Employers Liability

6%

Office Liability

10%

Public Liability

10%

Sports Liability

18%

Transit Liability

20%

SPECIALIST UNDERWRITING SERVICES LTD

Commercial

Product

Commission %

Holiday Home

20%

Household

20%

Property

13%

Property Damage

15%

Property Owners

15%

TRAVELERS INSURANCE CO LTD

Professional Indemnity
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

15%

Personal Motor
Typically for this product only an annualized commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Classic Car Scheme

5%

Fleet Insurance

5%

Multi Vehicle

5%

Private Car

10%

Private Motor Vehicle - NB and Rnl

10%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Combined Liability

9

Employers Liability

6%

Employers Liability (Package)

15%

Employers Liability (Stand Alone)

6%

Management Liability Package

17.5%

Management Liability Package – NB

25%

Motor Trade (Property & Liability covers)

15%

Public Liability

10%

Public Liability (Package)

15%

Public Liability (Stand Alone)

10%

Technology E&O and Cyber Liabilities

20%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Property Owners

15%

Commercial

Product

Commission %

APARTMENT BLOCK

15%

Commercial Combined

15%

Commercial Vehicle

5%

Motor Fleet

5%

Motor Trade Road Risks

5.0%

Motor Trade Road Risks – NB

10%

Motor Traders

5%

THE UNDERWRITING EXCHANGE

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Liability

13%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Property

15%

Commercial

Product

Commission %

Combined

18%

Motor Fleet

8%

WILLIS TOWERS WATSON

Professional Indemnity
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

10%

Personal Motor
Typically for this product only an annualized commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Asgard Private Car

5%

Golfsure Motor

5%

Golfsure Personal

15%

Motor Damage

10%

Multi Vehicle

5.0%

Golfsure

15%

Rent a Car

10%

SIMI Motor

5%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Combined Liability

9%

Combined Liability

9%

Employers Liability

6%

Public Liability

10%

SIM Liability

7.0%

Tradesure Liability

15%

Commercial

Product

Commission %

Asgard Bus & Coach 1-4

5%

Asgard Bus & Coach Fleet

5%

Asgard Commercial Fleet

5%

Commercial Combined

10%

Commercial Combined

13.0%

Commercial Vehicle

10%

Commercial Vehicle

8%

Golfsure Combined

15%

Guest House

10%

Motor Traders

5%

Multi Risk

5%

Office Combined

15%

Propsure

18%

SIMI Motor Trade | Property, BI & Money

15%

Traders Combined

10%

Tradesure Commercial Motor

10%

WRIGHTWAY UNDERWRITING LTD

Personal Motor
Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Motor Damage

5%

Multi Vehicle

10%

Multi Vehicle

5%

Private Car

5%

Private Car / Light Commercial Vehicle

5.0%

Van Plan

5%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Carriers Liability

10%

Carriers Liability

10%

Haulage Liability

10%

Liability Scheme

12%

PUBLIC LIABILITY

12.0%

Trades Liability

12%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Household

18%

Holiday Home

18%

House

18%

Commercial

Product

Commission %

ADF&T

10%

ADF&T

10%

Commercial Vehicle

5%

Haulage Fleet

5%

Haulage Property

10.0%

Haulage Single Vehicle

5%

MOTOR FLEET

5%

Mini Fleet

10%

Multi Risk

5%

Own Goods

10%

Traders Transit

5%

Truck Plan

10%

ZURICH INSURANCE plc

Travel Insurance

Product

Commission %

Annual Travel Policy

15%

Group Personal Accident Travel

15%

Personal Accident Travel Pol.

15%

Travel

25%

Professional Indemnity
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Professional Indemnity

15%

Personal Motor
Typically for this product only an annualized commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product

Commission %

Caravan

15%

Combined Caravan/Mobile Home

15%

Fleet Insurance

5%

Motor Damage

10%

Multi Vehicle

5.0%

Private Car

8%

Personal Accident Insurance

Product

Commission %

Group Personal Accident Policy

15%

Personal Accident

20%

Personal Accident Policy

15%

Personal Accident Road & Rail

15%

Liability
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Combined Liability

10%

Employers Liability

6%

Public Liability

10%

Transit Liability

18%

Home and Contents Insurance
Typically for this product only an annualized commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product

Commission %

Holiday Home

15%

Household

15%

Private Dwelling House Policy

15%

Property Owners

15%

Tradestar Property Owners

15.0%

Commercial

Product

Commission %

Accidental Damage

13%

All Risks

15%

Apartment Block Insurance

10%

Apartment Block Policy

15%

Building in the Course of Erection

15.0%

Combined Property Policy

15%

Combined Property Policy

13%

Commercial Combined

15%

Commercial Liability Policy

10%

Commercial Motor Vehicle

5%

Directors & Officers

20%

Farm Fire Policy

13%

Farm Policy

13%

Fire/Perils

13%

Fleet Motor Vehicle

5%

Guest House "All In" Policy

15%

Mini Fleet Vehicle

5%

Motor Traders

5%

Motor Traders Combined

5%

Motor Traders Internal Policy

10%

Multi Risk

5%

Office Combined

15%

Office Policy

15%

Private "All Risks" Policy

15%

Residential Care Home Policy

15%

Shop

15%

Shops Policy

15%

Tradestar Office

15%

Tradestar Shop

15%